What to Expect

What to Expect When Filing for Personal Bankruptcy

If you are tired of being in debt and you want an end to harassing creditors and being unable to make even the minimum payments, you need to consider filing for bankruptcy. At Bankruptcy Legal Counseling Center of OK, we help clients through the complicated bankruptcy process. You need an experienced bankruptcy lawyer to provide counsel and help you find a successful resolution to your bankruptcy problems.

During an initial interview, we will discuss your options for filing for bankruptcy. If you determine that bankruptcy is in your best interests, we can help you get consumer credit counseling in order to obtain a certificate necessary for declaring bankruptcy. We can assist you in gathering the materials and paperwork you need to move forward. After credit counseling, we help clients fill out the paperwork and run the calculations for the means test. This test will determine what form your bankruptcy case may take and what debts may be reasonably repaid.

Whether you wish to file for Chapter 7, or Chapter 13 bankruptcy, we will advise you on your legal options and their consequences. After the information has been collected, counseling has been completed, and the means test has been run, we have another meeting to make sure that you approve everything we have prepared for you. At this point, we will take the case to court, file the paperwork, notify your creditors by mail, and receive a case number for your bankruptcy.

Within 45 days after your case is filed, there will be a Section 341 meeting of creditors. Within 90 days of filing, you will have a discharge filing. We provide information to the U.S. Trustee, work out payment schedules, and deal with creditor issues. We help our clients with many personal bankruptcy issues, including bankruptcy litigation and appeals. We serve our clients’ best interests every step of the way.

Contact us today to schedule your FREE consultation. If you have further questions about filing for bankruptcy, please visit our bankruptcy information center.

We have three affordable plans to choose from so you know the cost upfront.

Freedom from Debt $699

Best Price: $699.00 plus court costs.

• Single Debtors.
• No Credit Report.
• 0-20 creditors.
• Fixed income. Social Security of Disability only.
• Client enters all data on secure MyCaseInfo.
• Tax returns, Bank Statements, Proof of Income emailed.
• In person meeting with client to sign the documents necessary for filing

Terms and Conditions

must be completed and filed within 30 days of retaining attorney. If the case goes on for more than 30 days to 60 days, an additional fee of $150 will be charged. If the case goes on for more than 60 days to 90 days, an additional fee of $250 will be charged. If case is not completed and filed within 90 days, a minimum attorney fee of $500 will be assessed and any cost money expended on the case and the balance will be refunded to the client.

Freedom from Debt Liberty Package

Price: $899.00 plus court costs.

• Single and Joint Debtors.
• Attorney will run a Credit Report to import directly to your case.
• 0-30 creditors.
• Wage Earners, Retirees receiving retirement, Social Security, any other income source.
• Client enters all data on secure MyCaseInfo.
• Tax returns, Bank Statements, Proof of Income emailed.
• Attorney will prepare the income spreadsheets.
• In person meeting with client to sign the documents necessary for filing.

Terms and Conditions

must be completed and filed within 30 days of retaining attorney. If the case goes on for more than 30 days to 60 days, an additional fee of $150 will be charged. If the case goes on for more than o 60 to 90 days, an additional fee of $250 will be charged. If case is not completed and filed within 90 days, a minimum attorney fee of $600 will be assessed and any cost money expended on the case and the balance will be refunded to the client.

Gold Star Freedom from Debt $1099

Price: $1099.00 plus court costs.

• Single and Joint Debtors.
• Attorney will run a Credit Report to import directly to your case.
• Unlimited creditors.
• Wage Earners, Retirees receiving retirement, Social Security, any other income source.
• Client enters all data on secure MyCaseInfo.
• Tax returns, Bank Statements, Proof of Income emailed.
• Attorney will prepare the income spreadsheets.
• In person meeting with client to prepare the petition to sign the documents necessary for filing.

Terms and Conditions

must be completed and filed within 60 days of retaining attorney. If the case goes on for more than 60 days to 90 days, an additional fee of $150 will be charged. If the case goes on for more than o 90 days, an additional fee of $250 will be charged. If case is not completed and filed within 120 days, a minimum attorney fee of $750 will be assessed and any cost money expended on the case and the balance will be refunded to the client.

From our offices in Oklahoma City and Lawton, we serve clients in Lawton, Altus, Enid, Norman, Edmond, Shawnee, Chickasha, Yukon, El Reno, Oklahoma City, Midwest City, Kingfisher, Canadian County, Cleveland County, and Logan County.

Bankruptcy Legal Counseling Center of OK is a debt relief agency, and we help people file for bankruptcy.